The First Choice Group OPERATES UNDER A SIMPLE PHILOSOPHY: CLOSERS CLOSE.
Our custom programs allow real estate investor’s to find the best rates possible at the highest leverage and, our financial service providers will find the best solutions in order to help real estate investor’s grow their portfolios and pinpoint the best program for you.
BRIDGE
- Loan Type: Purchase, Refinance, Cashout
- Asset Type: Single Family, 1 – 4 Units, Condos, Townhomes, Mix Use, Commercial
- Up to 90% of purchase, 100% of rehab, up to 75% ARLTV
- Loan Term: 12 – 18 months, plus extensions
- Interest Rate: Starting at 6.99%
- FICO: No Min Fico
- Experience: No experience needed
- No Pre-Pay, No Red Tape, No Income Verification
RENTAL
- Loan Type: Purchase, Rate & Term, Cashout
- Asset Type: Single Family, 1 – 4 Units, Condos, Townhomes, Mix Use, Commercial
- Up to 80% LTV
- Loan Term: 30 Year Fixed, ARM and Interest-Only
- Interest Rate: Starting at 4.25%
- FICO: No Min Fico
- Experience: No experience needed
- Seasoning Requirement: Minimum 90 days; Security Deposit + 1st months rent
Rental Portfolio Loan:
- 5 + rental properties
- Single-family, condo, townhome, multifamily properties
- $500K – $100M+
- Single-family, condo, townhome, multifamily properties
- Up to 75% of value
- 5 or 10 year fixed
- Purchase or Refi
- Experience: How many Fix & Flips do you have?
- How many Rentals do you currently have?
- Foreign nationals eligible
NEW CONSTRUCTION
- Loan Type: Purchase, Refinance
- Asset Type: Single Family, 1 – 4 Units, Condos, Townhomes, Mix Use, Commercial
- Loan to Cost : 90%
- Loan Term: 12-36 months
- Interest Rate: Starts at 6.99%
- FICO: 680
Commercial
- Interest Rate: Starting at 7.99%
- Loan-to-Value: Up to 80%
- Asset types: Office buildings, mixed-use, 5+ units, industrial, shopping centers, and retail.